To get pre-qualified, please fill out the simple form below and add in any special notes. Then select which Mortgage Company or Lender you would like to receive your request. The basic information will be emailed to the company you select and a loan officer will get in touch with you to follow up and get additional information as needed. The result will be the amount of the loan that you are pre-qualified for.
Pre-qualified status - you work with a mortgage specialist and fill out simple forms, provide documentation on how much you earn, how much you owe on a monthly basis and also how much money you have to work with. All information is handled strictly confidentially. The result will be an estimate of the highest sales price that you can afford and the terms and conditions that the loan will be given under. Furthermore, complete documentation or more in-depth research may indicate that you qualify for a bit higher loan amount than you had thought initially..
Pre-approval – is similar to pre-qualifying, but requires more in-depth information. You complete all requirements for documentation of income, history and home information. Complete research is done so that all issues are resolved prior to loan approval and your home loan being underwritten. Your lender handles all documentation and all information is strictly confidential. The result is as good as cash and provides the highest level of negotiation leverage besides actual cash.
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